Selected Reading

Market Insights

Social Security’s payback option can be beneficial, but proposed changes that may be in place by the end of 2010 will limit the number of Social Security recipients able to do so.

Read more: The End of Social Security’s Interest-Free Loan?

Educated Investor

Overview: Some investors may have the means to purchase a home with little or no mortgage needed. But is it a good idea? The following provides some items to consider regarding the home financing decision.

Read more: The Home Financing Decision

Market Insights

The following provides enrollment periods for those signing up for Medicare.Medicare eligibility begins at age 65. Those who have health care coverage from their employer do not have to enroll in Medicare. However, there are specific enrollment periods and penalties that can apply if enrollment instructions are not followed carefully.

Read more: Important Dates for Medicare Enrollment

Educated Investor

Overview: There are advantages to naming a trust as a beneficiary instead of an individual, such as more control of distributions. Following is a discussion of when it makes sense to name a trust as a beneficiary.

Read more: Naming Trusts as Beneficiaries of IRAs